Tally

Free · nothing stored · takes about 3 minutes

Find out what your investments really cost.

If someone manages your money, you are paying them. Most people have no idea how much. Answer two questions, share a statement, and see the number in plain English, plus what it adds up to over the years.

Check my fees

No account. Your statement is read once and never saved.

A typical result
$9,291 a year

A $487,000 portfolio at a big-name brokerage, paying 1.25% for advice plus the funds' own fees. The same investments as index funds:

$181 a year

Over 30 years, that difference compounds to about $1.5 million.

How it works

  1. Step 01
    Tell us who manages your money

    Pick your advisor's company. We know what each one typically charges, so you do not need to find your fee. If you know it, you can type it in.

  2. Step 02
    Share a statement

    Drop in the PDF your brokerage sends, or type in your funds. The PDF is read inside your browser, personal details are masked, and you see and edit the exact text before anything is sent. We then look up every fund's fees in its own SEC filing.

  3. Step 03
    See it in plain English

    What you pay per year and per month, where it goes, what the same investments cost as index funds, and what the difference becomes over 10, 20, and 30 years.

Privacy

  • Your PDF never leaves your computer. It is read inside your browser, and only the text you approve is sent.
  • Names, account numbers, SSNs, emails, phone numbers and addresses are replaced with placeholders automatically. You then see the exact text, can edit it or mask more, and can choose the basic scanner so nothing goes to an AI model at all.
  • If you approve it, the text goes once to Anthropic's API to identify holdings, and fund names Tally cannot match may be sent there to be categorized. Tally keeps none of it; Anthropic handles it under its own data policy. Choose the basic scanner and nothing goes to an AI at all.
  • Fund tickers, never balances, are sent to price services for the performance view. Nothing is written to disk or a database. Results live in your browser tab only.
  • Anonymous, cookie-free page-view counts from Vercel are the only analytics. They record which pages are visited, never what is on them.

Where the numbers come from

  • 26,569 funds with fees from their own SEC prospectus filings, latest 2026-08-31.
  • Advisor fees from each firm's published fee schedule, which you can correct.
  • Every assumption in the projection is visible and yours to change. Read the methodology.